Now in early access · Canada, US & Mexico

A better way
to pay every bill.

One platform for all your bills — utilities, telecom, rent, and the bills that matter for the people you love, anywhere in the world.

164K+ Billers on platform
CA · US · MX Active corridors
Same day Bill settlement
$0 Hidden fees
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The problem

Bill pay is broken.
We fixed it.

Scattered accounts. Missed due dates. No visibility. And if you're trying to pay a bill for someone in another country — forget it. Until now.

🗂️
Fragmented across apps
Hydro on one portal. Rogers on another. Your bank's bill pay has 2,000 billers. Billo has 164,000.
📅
Overdue surprises
No unified view means things slip. Late fees add up. Billo shows every bill, every due date, in one calendar.
🌎
Cross-border is impossible
Paying a utility bill in Mexico or the US from Canada means wire transfers, fees, and uncertainty. Billo makes it a single tap.
🔁
Subscriptions out of control
Recurring charges you forgot about. Billo detects, tracks, and lets you pause or cancel any subscription in seconds.
❌ The old way
1
Log into 4 different portals
2
Find the right account number
3
Wire money for cross-border bills
4
Pay $8–12 in transfer fees
5
Hope it got applied correctly
✓ The Billo way
1
Open Billo. Everything's there.
2
Search any biller — 164K+ available
3
Pay in CAD, any country, any biller
4
Instant confirmation. Zero hidden fees.
5
Done. Same-day settlement. ✓

How it works

From sign-up to paid
in under 3 minutes.

1
Link your bank account
Connect your Canadian bank account in seconds using secure bank-grade linking. No manual entry needed.
2
Find your billers
Search 164,000+ billers across Canada, the US, and Mexico. Utilities, telecom, rent, insurance — all here.
3
Pay in one tap
Confirm the amount, choose your payment method, and pay. See the live CAD cost for any cross-border bill before you confirm.
4
Confirmed instantly
You get a receipt. The biller gets paid. Same-day settlement via EFT and Interac. No chasing, no uncertainty.

What you get

Everything bill pay
should have been.

Built on Mastercard's biller network and Canadian EFT rails. Every feature you need, nothing you don't.

📋
Unified Bill Dashboard
Every bill in one place. Your own bills, cross-border bills, family bills. One calendar, one view, zero surprises.
Core feature
💱
Live FX — No Surprises
See the exact CAD cost of any cross-border bill before you pay. Transparent rates. No hidden spread.
CA · US · MX
📅
Payment Calendar
Visual calendar with overdue, due-soon, and paid indicators. Auto-pay scheduling. Never miss a due date again.
Smart reminders
🔁
Subscription Manager
Billo automatically detects recurring charges. Pause, resume, or cancel any subscription in seconds — from one place.
Powered by Mastercard
👨‍👩‍👧
Pay for People
Pay bills directly for anyone — family, friends, anyone you care about — in Canada, the US, or Mexico. They get notified. You get peace of mind.
Billo exclusive
🔒
Bank-Grade Security
PCI-DSS compliant. FINTRAC registered. Powered by Mastercard infrastructure. Your money and data are protected end-to-end.
FINTRAC · MSB

Pay for people

"When I send money home, my actual goal is making sure their bill gets paid — not moving money."

Billo lets you pay utility bills, telecom bills, and more for anyone you choose — in Canada, the US, or Mexico. They get real-time confirmation. You get certainty.

👤
Add a person. Enter their name, country, and the billers you want to manage for them. Takes 60 seconds.
🔍
Link their bills. Search for their utility, telecom, or any other biller. Enter their account number once — we remember it.
✅
Pay directly. One tap. Their bill is paid and confirmed at the biller. They're notified. You're done.
Pay for People
2 people · 3 bills due
+ Add
MR
Maria Rodriguez
🇲🇽 Mexico City · Mom
~$52 CAD
DC
David Chen
🇺🇸 Seattle, WA · Brother
~$28 CAD
Bills due this week
CFE — Mexico Electric
Maria · MX$780 · Due Feb 25
~$42
AT&T — US Wireless
David · $28 USD · Due Feb 26
~$38
Instant confirmation · Same-day settlement

Where Billo works

Active corridors.
More opening soon.

Pay any bill, in any supported country, directly from your Canadian bank account. No wire transfers. No middlemen.

🇨🇦 → 🇺🇸
Canada → United States
Via Mastercard MBPE · ACH settlement
AT&T Comcast Verizon Duke Energy T-Mobile + 98K more
98,000+ US billers · Utilities, telecom, insurance & more
🇨🇦 → 🇲🇽
Canada → Mexico
Via SPEI · Banxico settlement
CFE Electric Telmex IZZI Totalplay Megacable + 58K more
58,000+ Mexican billers · Pay in CAD, settled in MXN
Coming Q3 2026
🇨🇦 → 🇯🇲 🇵🇭 🇳🇬
Jamaica · Philippines · Nigeria
Phase 2 · Stablecoin-powered settlement
JPS Electric Meralco EKEDC Flow Telecom MTN
Sub-30 second settlement · <0.3% cost via USDC/CADT rails

Early users

People love Billo.

★★★★★

"I used to wire $200 every month for my mom's electricity and internet in Mexico. With Billo I just pay the bills directly. Took me 2 minutes to set up."

CL
Carlos L.
🇨🇦 Vancouver, BC · Paying CFE Mexico
★★★★★

"Finally a bill pay that actually has all my billers. Bell, Hydro One, Rogers, my storage unit — everything's in one place. The calendar view alone is worth it."

SP
Stephanie P.
🇨🇦 Toronto, ON · Domestic bills user
★★★★★

"My brother is in Seattle and I'm in Calgary. I set up his AT&T and electric bill in Billo, pay it every month, he doesn't have to think about it. Game changer."

AK
Amara K.
🇨🇦 Calgary, AB · Paying US bills for family
✓ FINTRAC registered MSB
✓ PCI-DSS compliant
✓ Powered by Mastercard MBPE
✓ Bank-grade encryption
✓ VoPay EFT rails

Ready for a
better way to pay?

Join thousands of Canadians who've already signed up. Early access is free. No credit card required.

No spam. No credit card. Unsubscribe any time.

Or try the interactive demo →
Billo AI

Your personal AI
for every bill.

Billo isn’t just an app. It’s an AI that works in the background — organising, noticing, and making sure nothing slips through.

📋
Keeps all your bills organised in one place
No more logging into six apps. Every bill — yours and your family’s — in one clear view.
🔔
Knows when and how best to pay, every time
Tracks due dates, spots price changes, and reminds you before anything is late.
🌎
Takes care of bills for family abroad
They’re sorted before you’re asked — direct to the biller, with confirmation for both of you.
📈
Spots price increases and forgotten subscriptions
Saves you money quietly. No action required unless you want to act.
Helpful Proactive Organised Cross-border Time-saving Yours

Works in the background. You get on with your life.

✓
You're on the list! We'll be in touch with early access details.