The Billo Network
Proprietary Payments Infrastructure
How Billo turns fragmented biller sources into a unified, intelligent payment network
Inputs
🇨🇦
Dye & Durham
Canadian biller network
Utilities · Telco · Gov
Licensed
🇺🇸
Mastercard RPPS
US bill payment network
Thousands of enrolled billers
MC Partnership
🇲🇽
Arcus (Mastercard)
Mexico biller network
Deep domestic coverage
MC Partnership
🌎
Tapi.la
MX · AR · CO · PE · CL
API-native LATAM coverage
API Partner
⚡
Self-Onboarding
Direct biller contracts
North America first
Proprietary
The Billo Network
⚡
Billo Network Engine
Proprietary biller directory · Intelligent routing · Payment orchestration
📂
Biller Directory
Unified catalog — CA, US, MX, LATAM
🔀
Smart Routing
Best source per biller & geography
⚡
Self-Onboarding
Direct biller relationships. Owned by Billo.
💱
FX & Multi-Rail
CAD · USD · MXN cross-border settlement
Outputs
🔐
Verified Identities
KYC-linked biller accounts
Customer & account validation
📋
Structured Data
Normalized biller records
Debt amounts · Due dates · History
🌍
Cross-Border Payments
CAD › USD › MXN › ARS
Multi-currency settlement layer
🔄
Multi-Rail Capability
EFT · Interac · ACH · Card
Single API, any rail
🤖
AI Insights
Spend patterns · Anomaly detection
Predictive bill alerts